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Habitational Package & Excess Program

Our focus is writing Package Insurance for Condominiums, Cooperative and Rental Apartments. . We differ in that our focus is on our client, the insured. To support our goals, we have developed unique, cutting-edge processes that distinguish us from our competitors. At Aspyre, we are transforming the insurance industry by placing the spotlight on our clients.


  • Provide our agents and clients with a broad array of coverages to meet clients insurance needs

  • Deliver exceptional customer service, especially when a claim occurs

  • Produce premium savings over time by:

    • Reducing administration expenses

    • Employing vigilant underwriting & risk management measures

  • Exclusive Product

  • 24-48 hour quote turn around time

  • 24/7 Dedicated claim service


  • Admitted Carrier

  • A- IX Best Carrier (supported by A+ Superior reinsurance capacity)

  • Total Property TIV up to $35MM (per location)

  • Flood coverage up to $5MM (per location)

  • Earthquake coverage up to $5MM (per location)

  • Boiler & Equipment Breakdown

  • Crime coverage

  • Extended coverages with higher limits

  • Replacement Cost Coverage

  • General Liability Limits $1MM/$2MM

  • Hired and Non-Owned Auto Liability

  • Employee Benefits Liability

  • Excess Liability Limit of $5MM available 

  • Available in New York


Brian Janitschke

Product Lead

Brian is the architect behind the Aspyre program.  He’s been in the industry for over 30 years and has held leadership positions in both Actuarial and Underwriting Departments.  His passion for innovation eventually led him back to the habitational market where he’s currently seeking new ways to mitigate risk and reduce premiums for insureds within the Aspyre program..
“People who say it’s always been done this way, will always remain in the same place and never improve.”

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