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Cyber / Privacy Insurance
Balance Partners has partnered with Crown Jewel Insurance (CJI) to write insurance products in the Cyber, Intellectual Property and E&O sectors.  Products offered through our partnership will be written on A XV paper. CJI is changing the way insurance is distributed in these spaces in that they are pushing insurance for smaller companies through their larger and most important stakeholders.  These products address some of the most difficult challenges these companies face dealing with both upstream and downstream cyber and technology exposures.
Balance Partners and CJI coming together creates a partnership that solves for the operational, underwriting, and administrative aspect of each program.


VendorGuard (Tech):

Contract specific technology E&O and cyber coverage designed to support mid-size to F500 companies (owners/sponsors) in their vendor governance programs.  The program assists with compliance requirements around use of third-party services provides as custodians of data and/or providers of critical up-time and transfers risk appropriately to supplement the Sponsors’ own E&O/cyber program


Same great coverage as VendorGuard listed above, but for non-technology vendors


Franchisors should be concerned about the fact that most franchisees do not have stand-alone cyber insurance.  They may not know how to respond to a breach in such a way that meets regulatory requirements and protects the franchisor’s brand.  Up to 60% of small businesses do not survive a security or privacy breach.  Franchisees are not “employees” nor are their computer systems fully managed by the franchisor, therefore generally not insured under the Corporate/Franchisor Cyber program.  


Cyber coverage provided through investment clearinghouses or their “advisor services firms” (the Sponsors) to their Registered Investment Advisors and/or broker/dealers.


Mary Guzman

Product Lead

Mary Guzman is an insurance industry veteran, having spent 25+ years as a broker, advising clients on a myriad of risks to their businesses, most recently with a focus on all things related to technology, media, and intellectual property.  She is considered a “disruptor” in the industry. Mary is a creator of new products and/or capacity from within large brokerage firms where she led teams to growth and success, and a passionate advocate and speaker regarding risks related to the convergence of all things intangible, specifically the protection of US critical infrastructure and trade secrets.   Her mission is to help others monetize their most valuable assets and protect their innovation by utilizing hers and that of the smart, engaging, passionate people she works with. 

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