EXCESS LIABILITY AND UMBRELLA

CURE delivers Excess Liability and Umbrella solutions tailored specifically for the real estate sector. Our focus is providing insureds with flexible, reliable protection that responds to the evolving exposures within commercial and habitational portfolios. With the ability to layer limits efficiently and customize coverage by state, we help our partners secure the right protection with a streamlined underwriting process.

PRODUCT APPETITE

TARGET CLASSES

Broad Excess Liability and Umbrella options designed for real estate owners
Limits available up to 20 million, varying by state
Limits offered in 1 million increments for maximum flexibility
Written on both admitted and non‑admitted paper
A.M. Best A rated carriers
Options structured to sit over General Liability, Auto Liability, and Employers Liability, EBL and D&O
Capacity available for both single‑location risks and large schedules
States Available: AL, AZ, CA, CO, CT, DC, GA, HI, IL, IN, KY, LA, MD, MA, MS, MO, NY, NJ, NC, OH, OK, PA, RI, SC, TN, TX, VA, WV, WI, *FL coming soon

Apartments
LRO properties
LRO light industrial
LRO warehouses
Hotels and motels
Office buildings
Residential condominiums
Office condominiums
Strip malls
Timeshares
Vacant buildings
Vacant land
Dwellings
Shopping centers

PROGRAM HIGHLIGHTS

Fast turnaround on quotes and responsive service throughout the policy lifecycle
Experience underwriting with a focus on real estate risk profiles

RESOURCES

Applications